Análisis financiero
La regulación financiera y bancaria y sus efectos, la estructura competitiva del sector bancario, los medios de pago a la financiación de empresas y el papel de lo financiero en el crecimiento económico, son algunos de los aspectos tratados en esta sección.
Destacados
Newsletter
Los activos digitales en manos del sector bancario: custodia y tenencias
Fecha:
julio 2024
Artículo
Monetary policy changes: Scale and implications
Fecha:
julio 2024
The ECB’s recent rate cut contrasts with the Fed’s recent decision to leave its target rate range unchanged, reflecting the divergent attitudes of the main central banks to inflation, with potential implications for the global economy. Going forward, clear central bank communication remains key to mitigating market volatility and strengthening economic stability in an increasingly complex environment.
Artículo
Bank margins: Price, volume and composition effects - Spain in a European context
Fecha:
julio 2024
Two years since the start of the rate hiking cycle, various factors have shaped the trend in margins, with some clearly positive while others less favourable, raising doubts over the sustainability of current margins. A disaggregation of the rate, volume and funding reconfiguration effects helps to explain the incremental growth in the Spanish banks’ net interest margin relative to their European counterparts.
Artículo
Spain’s insurance business in 2023 and outlook for 2024
Fecha:
julio 2024
After a strong performance in 2023 under a high interest rate scenario, a softer than expected economic landing, coupled with the containment of inflationary pressures, paving the way for a period of rate cuts, foreshadow a new scenario for the Spanish insurance business in the quarters to come. Nevertheless, under the new scenario, insurance sector conditions and prospects remain largely bright, allowing for a robust outlook and the continued sizeable contribution to banks’ profits.