Financial analysis
Financial and banking regulation and its effects, the competitive structure of the banking sector, the means of payment for business financing and the role of finance in economic growth are some of the aspects discussed in this section.
Highlighted
Evento
Integración del mercado financiero europeo: hacia la unión del ahorro y la inversión
Fecha:
April 2026
Artículo
Bank valuations and the effects of excess capital
Fecha:
March 2026
European banks are holding capital well above supervisory
requirements, even as regulatory simplification rises up the
policy agenda. Yet this may be counterproductive, as excess
capital —absent clear improvement in risk or profitability— is
linked to lower returns and weaker market valuations.
Artículo
Housing affordability in Europe: Long-termimplications and lessons for Spain
Fecha:
March 2026
The European experience shows that rent controls and demand
subsidies often produce short-term relief at the cost of longterm
distortions. In Spain, structural supply shortages and a
weak social housing stock continue to drive rising prices and
declining access.
El bancario es uno de los sectores que usa de forma más intensiva la Inteligencia Artificial. ¿Cuánto? Pedro Cuadros, de Funcas, lo explica en este video, en el que también detalla los usos que las entidades hacen de estas tecnologías y explica cómo, en muchas ocasiones, son los mismos bancos los que desarrollan sus propios modelos.