Financial Sector & Digitalization
The Financial and Digitization Area monitors the situation of the financial system, with special attention to the banking sector and groups of savings banks, and its digital transformation.
In this area, research of international diffusion in the financial system is carried out, developed by the researchers that form it and also through collaborations of the same with other world-renowned researchers. Among the topics that are most developed are financial and banking regulation and its effects, the competitive structure of the banking sector, the means of payment for business financing and the role of finance in economic growth.
The digital transformation of the Spanish financial system is analyzed through the Observatorio de la Digitalización Financiera (ODF). The objective of this Observatory is to generate, accumulate and disseminate information on the progress of the digital transformation in the Spanish financial system.
Highlighted
Artículo
Quantum finance: A race for control of quantum computing
Fecha:
October 2026
Quantum finance: A race for control of quantum computing Date: september 2026 Manuel Ayala LópezJaime Cabotá JiménezRaúl Viñas Abadía Quantum computing, Technology, Finance, Infrastructure, Banking Funcas Intelligence – The new architecture of global power Quantum computing will gradually transform the financial sector, but the key will not be the technology itself, but rather who has access to its computing power. A small group of organisations will be able to gain competitive advantages in areas such as portfolio management or asset…
Evento
De fintech a inteligencia artificial: innovación en la toma de decisiones financieras
Fecha:
June 2026
El bancario es uno de los sectores que usa de forma más intensiva la Inteligencia Artificial. ¿Cuánto? Pedro Cuadros, de Funcas, lo explica en este video, en el que también detalla los usos que las entidades hacen de estas tecnologías y explica cómo, en muchas ocasiones, son los mismos bancos los que desarrollan sus propios modelos.