Artículos
Initial assessment: The effectiveness of measures for protection of mortgagors
Autores:
Romero, María
EN: The persistence of the financial and economic crisis has brought with it, among other things, the weakening of an ever increasing proportion of household economies. In many cases, this has translated into households’ loss of their primary residence.
Back to “boring banking” in the age of deleveraging and new financial regulation
Autores:
García Montalvo, José
EN: In their effort to reduce overall risk, banks are adopting more boring business models based on lessons learned from the crisis and the pressure of new regulatory requirements. This trend is improving the liabilities side of banks’ balance sheets.
Towards a new Banking Code in Spain
EN: The crisis has facilitated progress on Basel III rules related to key standards under the Basel III initiative. Next steps entail their transposition into European and Spanish legislation, in an overall context of the construction of the European Banking Union.
Foreign banks’ exposure to Spain: The return of investor confidence
Autores:
Maudos, Joaquín
EN: Recent data point to improved confidence in the Spanish economy and financial sector.
The Spanish banking sector: A comparison with its European peers
EN: A recent comparison of Spanish banks with their European peers reveals their improvement in key structural and performance indicators. However, as highlighted by the Troika, challenges and downside risks remain.