MODIFICACIONAUTORES
Spain’s banks are becoming increasingly more international, as shown by the share of total assets commanded by their international business. This strategy of international expansion and geographical diversification has paid off, yielding the benefits associated with both processes for the consolidated groups relative to the domestic banking business.
El objetivo del artículo es analizar la evolución reciente de la internacionalización de la banca española, en perspectiva comparada con otros sectores bancarios, poniendo el foco en los cambios que se han producido en la última década, tomando como año de referencia inicial 2015.
The rate tightening embarked on by the ECB in mid-2022 has had a negative impact on debt sustainability for both Spanish corporations and households; however, the ultra-low rate environment until 2022, together with ongoing private sector deleveraging, offset the spike in interest rates such that debt service costs did not increase in 2023. As a result, last year, debt service for both Spanish corporations and households, at 34.7% of gross operating surplus and 5.6% of gross disposable income, respectively, remained low relative to international standards.
El objetivo de este artículo es analizar cada uno de los factores que están detrás del servicio de la deuda, como indicador este último de “salud” financiera.