Housing market
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La vivienda se ha convertido en uno de los temas centrales de la discusión pública, sobre el que se están contemplando todo tipo de medidas. Partiendo de la base de que es necesario aumentar la oferta, Francisco Rodríguez, de Funcas, examina en este video algunas de las propuestas menos contrastadas o de las que se sabe con certeza que no dan los resultados esperados.
Es posible revertir la escasez de oferta en el mercado de vivienda, pero con políticas de largo plazo. Francisco Rodríguez, de Funcas, enumera algunas de las que es preciso poner en marcha cuanto antes si se pretende abordar el problema con garantías.
Artículo
Housing supply and the limits of the market: Spain’s path to an investable social stock
Fecha:
July 2026
Spain faces a structural housing shortfall estimated at around 700,000 units, with social
housing accounting for just 3.3% of the residential stock, well below the EU average.
The EU’ s reclassification of affordable housing as a service of general economic
interest opens a legally secure path for combining public and private financing, but only if authorities rigorously model funding gaps and design compensation that is sufficient without generating windfall returns.
Artículo
Spanish bank exposure to real estate: Structural correction and European comparison
Fecha:
July 2026
Spain’s banking sector has undergone a structural transformation in its real estate
exposure since the 2008 financial crisis, shifting away from high-risk developer and
construction lending toward a more mortgage-dominated, better-quality loan book. Yet, exposure still exceeds the European average, reflecting deep-rooted home ownership culture rather than renewed speculative excess.