Artículos
Recent key developments in the area of Spanish financial regulation
Recent key developments in the area of Spanish financial regulation Fecha: julio 2013 Autores: Prepared by the Regulation, Research Department of the Spanish Confederation of Savings Banks (CECA) Etiquetas: Regulación financiera, Financial regulation Spanish and International Economic & Financial Otlook, SEFO, V. 2 N.º 4
Impact of changes in Spain’s VAT rates during the economic crisis: A comparative analysis
The VAT reforms in 2010 and 2012 raised Spain’s reduced and standard rates by 3 and 5 percentage points, respectively.
Banking sector competition and prudential regulation
Evidence has shown a positive link between increased competition and increased risk taking behavior in the financial sector.
The European banking union from the Spanish perspective: Myths and reality
Fragmentación financiera
Mercado financiero
Mercado financiero
Recapitalización bancaria
Reestructuración bancaria
Unión bancaria europea
The European banking union project has drawn a significant amount of recent attention. However, despite the inevitable trade-off between the time needed to establish it and the quality of the union, progress on implementation remains limited given the lack of political consensus.
Pension reform in Spain: Introducing the sustainability factor
This article examines the various reforms of the Spanish social security public pension system since its massive overhaul in the 1960s.