Artículos
Revolving credit in Spain: Between financial inclusion and consumer risk
Revolving credit plays a growing but still limited role in Spain’s household borrowing landscape, offering flexible financing to consumers with limited access to conventional credit. However, its complex structure and high associated costs raise concerns around transparency, education, and regulatory oversight.
Spain’s household and corporate accounts in 2024: Diverging growth paths
Autores:
Fernández, María Jesús
In 2024, Spain’s households continued to build financial strength through rising incomes, high savings, and manageable debt burdens. Meanwhile, non-financial corporations faced falling profitability and persistently weak investment, revealing a growing imbalance in the post-pandemic recovery.
Household perceptions of the Spanish economy: Growth trends and social frictions
Spain has recorded some of the eurozone’s strongest post-pandemic growth, with gains driven by tourism, immigration, and EU recovery funds. Yet, household perceptions remain mixed, shaped by inflation, tax pressures, and persistent inequality that undercut the broader economic narrative.
Economic insights for a more integrated European defence industry
Autores:
González Simón, Miguel Ángel
Despite rising defence budgets across the EU, limited integration continues to constrain industrial efficiency and innovation. Coordinated production and collaborative investment could significantly enhance output without increasing overall spending.
The ECB’s next challenge: Monetary policymaking in an age of uncertainty
Autores:
Jones, Erik
With inflation falling and rates now below peak, the ECB has entered a new phase of policymaking focused less on neutrality and more on agility. In an increasingly volatile global environment, credibility and adaptability, rather than pre-set trajectories, will define the path forward.