Articles
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Análisis de las políticas contra la pobreza energética en España: una aproximación territorial
1 December 2025
Este artículo analiza en qué medida las distintas regiones españolas han implantado políticas contra la pobreza energética y los resultados obtenidos en cada una.
Autores: Blázquez, Leticia, De los Riscos, José C., García, Juan A.
Tags: análisis clúster de clases latentes, bono social eléctrico, España, Pobreza energética, política de eficiencia energética
Cambio climático y finanzas sostenibles: análisis de la probabilidad de incumplimiento del riesgo de crédito
Este artículo analiza la probabilidad de incumplimiento del riesgo de crédito frente al cambio climático.
Autores: De Llano Paz, Fernando, López Rivas, Alberto, Martínez Fernández, Paulino
Tags: Cambio climático, ESG, probabilidad de incumplimiento, Riesgo de transición, riesgo físico
How fiscal choices and trade strategy shape Europe’s productivity
28 November 2025
Europe’s productivity performance is often explained by technology, skills or firms’ behaviour.
Autores: Carnicero Urabayen, Carlos
Spain’s insurance sector: Underpinning market confidence in the broader financial system
26 November 2025
The Spanish insurance industry continues to demonstrate financial strength, solvency, and stable profitability, acting as a buffer for the broader financial system. A conservative
investment profile and steady income growth highlight the sector’s resilience even amid market volatility.
Autores: Manzano, Daniel
Tags: Insurance sector
Spanish banks: Renewed strength and credibility in wholesale markets
Spanish banks have cemented their status as consistent and credible issuers in wholesale markets, reflecting stronger fundamentals and investor confidence, with lower spreads and
broader participation marking a new phase of stability for the sector. However, continued reliance on wholesale funding underscores the importance of maintaining high profitability and resilient balance sheets in an environment of still-elevated rates and evolving regulation.
Autores: Berges, Ángel, Ibáñez, Lucía, Rodríguez, María
Tags: Spanish banks
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