MODIFICACIONAUTORES
Atasco en la oferta de vivienda: causas, consecuencias y soluciones
La escasez de vivienda es un problema de creciente entidad en España, y aunque no afecta por igual a todos los colectivos
MODIFICACIONAUTORES
La escasez de vivienda es un problema de creciente entidad en España, y aunque no afecta por igual a todos los colectivos
Since its deregulation 50 years ago, the Spanish banking sector has been shaped by significant structural transformation as a result of the need to adapt to an ever-changing environment, to which it has demonstrated resilience and flexibility. On top of profitability pressures, the management of risks under the growing regulatory push to increase solvency, on the one hand, and technological challenges, on the other, remain the most important issues facing the Spanish banks in the years to come.
Este artículo ofrece un análisis general de la evolución estructural y de la rentabilidad del sector bancario español desde el inicio del proceso de liberalización hace cincuenta años.
The Spanish banks reported sharp earnings growth in 2023, with the six largest banks recording over €26 billion in profits on aggregate, up 27% from 2022. This situation has prompted a deep dive into the issue in an attempt to understand the role these earnings play not only in the stability and growth of the financial institutions themselves but also in creating general economic wellbeing.