Articles
Comprender la IA. Big data y aprendizaje estadístico automático
Autores:
Peña, Daniel
Bancos
Big Data
creatividad
Digitalización
Educación
Eficiencia
Estadística
Evaluación
Filtros colaborativos
Generación de lenguaje
información
Inteligencia artificial
LLM
Marketing
Potencia de cálculo
Privacidad
productos y servicios bancarios
Reconocimiento de imágenes
Reconocimiento de voz
Redes de clientes
Redes neuronales
Riesgos
Sector financiero
Seguridad
Sistemas de clasificación
Sistemas de recomendación
tutores virtuales
Vectorización
La creciente expansión de aplicaciones y modelos de Inteligencia Artificial (IA) en distintos ámbitos de la actividad humana hace cada vez más necesaria la capacidad de valorar su alcance, reconocer sus limitaciones y aprovechar óptimamente sus posibilidades.
Europe’s AI moment: Between regulation and global relevance
Autores:
Carnicero Urabayen, Carlos
The European Union has become the first major global power to establish a comprehensive legal framework for artificial intelligence. But can Europe move from being a regulatory pioneer to a global AI leader?
The growing influence of BRICS+ and what it means for Europe
Autores:
Carnicero Urabayen, Carlos
The world economy is entering a new phase, one where the traditional dominance of Western powers is increasingly being challenged by a coalition of emerging economies: BRICS+
Spanish non-financial corporates’ balance sheets: Asset growth and deleveraging in the euro era
Autores:
Salas Fumás, Vicente
Since entering the euro area, Spain’s non-financial corporations have doubled their real asset base while significantly reducing leverage, particularly bank debt. This structural shift from debt-financed expansion to self-funded investment reflects broader changes in corporate behavior amid evolving economic and financial conditions.
Bank bond spreads after the Global Financial Crisis: From fragility to fundamental strength
Once seen as safer and cheaper than corporate debt thanks to its regulated profile and implicit government backing, since the 2008 financial crisis, bank-issued debt has carried a risk premium, driven by regulatory shifts, sovereign exposures, and profitability concerns. Recent improvements in capital generation, liquidity,…