Torres, Raymond

How concerning is the banking stress?

31 marzo 2023

A few weeks ago we were discussing about the improved economic prospects for 2023 and the possibility to avoid a recession this year in the EU.

In the meantime, however, financial markets have entered a period of turbulence in the aftermath of the collapse of Silicon Valley Bank. To get a grasp of the economic impacts for Europe of this new shock, we have reached out to Iain Begg, Professor at LSE, who's joining our podcast show this week with Raymond Torres, Funcas Europe Director, and Carlos Carnicero Urabayen, our host. More details below.

Increases in Euribor and potential impact on mortgages and the Spanish economy

30 marzo 2023

The rise in Euribor has cooled the housing market –transaction volumes have slowed and the price curve is beginning to bend. While at present the situation does not seem to pose a risk of a crisis for the Spanish economy, going forward, the evolution of employment will be key, as this is the main variable underpinning households’ ability to service their debts.

El euríbor y las hipotecas

29 marzo 2023

El objetivo de este artículo es, en primer lugar, aportar una cuantificación recurriendo a datos desagregados a partir de fuentes oficiales.

Can we avoid a trade conflict in the Atlantic?

22 marzo 2023

Did you know that 2022 marked a record year for rate increases? All around the world central bankers raised interest rates a 200 times, smashing the last record which dated to 2006 (120 increases).