Impact of the TLTRO and negative rates on banking margins
Spanish and European banks’ net interest margins (NIM) are proving highly volatile due to the “volume effect” on credit, as well as the difficulties in layering a negative rates component…
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Spanish and European banks’ net interest margins (NIM) are proving highly volatile due to the “volume effect” on credit, as well as the difficulties in layering a negative rates component…
El objetivo del presente artículo es analizar el impacto potencial que el incumplimiento de dichos benchmarks tendría sobre el margen de intermediación en la banca española y europea
The ECB’s climate stress tests slated for 2022 will differ from traditional stress tests in terms of governance, objective, methodology, scenarios and scope. Nevertheless, the ECB’s deep engagement with this…
In order to alleviate the pressure wrought by COVID-19 on the banking sector, regulators and supervisors permitted banks to utilise capital buffers prescribed under Basel III, including the so-called counter-cyclical…