Mortgage prepayment: An alternative to saving
After one year of intense interest rate increases, coupled with very slow pass-through to deposit rates, households have moved decisively to reconfigure their savings, and also their borrowings. In this…
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After one year of intense interest rate increases, coupled with very slow pass-through to deposit rates, households have moved decisively to reconfigure their savings, and also their borrowings. In this…
Este artículo analiza la magnitud del proceso de cancelación anticipada de hipotecas mediante un análisis conjunto de las series de concesión hipotecaria y de saldos vivos de dicho tipo de…
Although the new interest rate scenario is clearly good news for the banks’ margins, the intensity, speed and persistence with which the increases have affected all tenors of the curve…
En este artículo se aborda el posicionamiento comparado de los bancos en Estados Unidos y Europa, poniendo de manifiesto que en ambos casos existe una considerable dispersión entre entidades.