Impact of the TLTRO and negative rates on banking margins
Spanish and European banks’ net interest margins (NIM) are proving highly volatile due to the “volume effect” on credit, as well as the difficulties in layering a negative rates component…
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Spanish and European banks’ net interest margins (NIM) are proving highly volatile due to the “volume effect” on credit, as well as the difficulties in layering a negative rates component…
El objetivo del presente artículo es analizar el impacto potencial que el incumplimiento de dichos benchmarks tendría sobre el margen de intermediación en la banca española y europea
Surprisingly, Spain saw its banks’ non-performance ratio fall during the crisis alongside a significant provisioning effort. However, if banks are to absorb their pandemic-related losses by the end of 2022,…
El presente artículo examina la tendencia observada en el inicio del presente año, aportando una visión de lo que cabría esperar en los próximos meses. De acuerdo con las estimaciones…