Banking Sector

2 publicaciones

22 julio 2026

Spanish bank exposure to real estate: Structural correction and European comparison

Spain's banking sector has undergone a structural transformation in its real estate exposure since the 2008 financial crisis, shifting away from high-risk developer and construction lending toward a more mortgage-dominated,…

Artículo

3 abril 2025

Cost efficiency in the Spanish banking sector in the face of margin pressures: Contrast between SIs and LSIs

The sharp rise in interest rates since 2021 has driven up operating expenses for Spanish banks, making cost efficiency a key priority in the current context of slowing margin growth.…