Articles
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Housing affordability in Europe: Long-termimplications and lessons for Spain
26 March 2026
The European experience shows that rent controls and demand
subsidies often produce short-term relief at the cost of longterm
distortions. In Spain, structural supply shortages and a
weak social housing stock continue to drive rising prices and
declining access.
Autores: Rodríguez Fernández, Francisco
Tags: Housing affordability
Inheritance and inequality: Spain’s ideningwealth divide
Wealth inequality in Spain has intensified along both
intergenerational and intragenerational lines, driven largely by
housing market dynamics and uneven income trajectories since the
financial crisis. Looking ahead, demographic shifts will increase
the volume of wealth transferred across generations, but have the
potential to amplify, rather than reduce, existing disparities.
Autores: Asensio, Marina, Manzano, Daniel
Tags: Wealth Transfer
The growing challenges of renting for young Spaniards
Half of all Spaniards under 35 who have left the parental home
now rent, with most living in large cities where demand is most
concentrated. High prices and limited supply are pushing many
to peripheral neighbourhoods and municipalities, while rent and
associated costs consume a growing share of household budgets.
Autores: Romero-Jordán, Desiderio
Tags: Rental market
Housing market expectations and the risk of anew bubble in Spain
The sharp rise in house prices in 2024–2025 has renewed concerns
about a new housing bubble. While macroeconomic indicators
point to strong fundamentals and limited credit risk, household
expectations about future price increases remain unusually high
and may amplify market dynamics.
Autores: García Montalvo, José
Tags: Housing Market
Reforming Spain’s regional financing regime
The Ministry of Finance’s 2026 proposal seeks to overhaul the
common financing regime, reduce disparities, and expand
regional resources. But its fiscal cost and asymmetric effects
on regional revenues complicate both budget sustainability and
political viability.
Autores: Lago Peñas, Santiago
Tags: Regional financing
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