Articles
Supply and demand conditions in the Spanish property market and considerations for the SAREB
Several supply and demand side factors are attributed to fuelling Spain’s property market bubble from 1997-2008 and its subsequent collapse coinciding with the global financial crisis.
The Spanish mortgage debt market: Key features and considerations for regulatory reforms
Spanish households are facing a substantial deleveraging challenge. Even if the average mortgage loan has declined from 150,647 euros in 2009 to 112,875 euros in 2012, residential mortgage debt still represents around 64% of Spanish GDP.
The Spanish economy: Recent developments and outlook for 2013-2014
The first few months of 2013 point to an improvement in the advanced economies’ situation, albeit a somewhat uneven one. Emerging economies, which had suffered a marked slowdown in growth in 2012, enjoyed a recovery in the final months of the year.
La valoración de las entidades financieras españolas por parte de los clientes bancarios: aspectos diferenciales de las cajas de ahorros
La valoración de las entidades financieras españolas por parte de los clientes bancarios: aspectos diferenciales de las cajas de ahorros Fecha: febrero 2013 Santiago Carbó Valverde, Eduardo Maqui López, Francisco Rodríguez Fernández Etiquetas: Clientes, Cajas de ahorros
La obra social en la encrucijada
La obra social en la encrucijada Fecha: febrero 2013 Alain Cuenca, Enrique Uldemolins Cajas de ahorros, Obra social de las cajas de ahorros