MODIFICACIONAUTORES
The pandemic has accelerated the push towards digitalisation in Spain on multiple fronts. This
trend has been particularly significant within the financial arena, with Spaniards increasing
reliance on online banking and payments methods, as well as their interest in crypto-assets, while at the same time taking into account the growing importance of related security measures.
La pandemia ha acelerado significativamente el proceso de digitalización financiera: según la encuesta online de ODF-Funcas, el 36 % de los clientes bancarios accede actualmente todos o casi todos los días a la banca online, frente al 17 % de antes de la pandemia.
Spain's mortgage market is recovering gradually in the wake of the pandemic, with new transactions outstripping loan repayments. This recovery, however, is very recent, and has not yet consolidated, with lingering and new sources of uncertainty affecting savings and borrowing patterns in ways that are difficult to gauge.