CARGA_FINAL_ARTICULOS_CUADERNOS_20200729
In what looks to be the tail end of the monetary policy tightening cycle, the insurance business in Spain is staging spectacular growth in revenue (premiums), fuelled by life
insurance products. With rates now looking more likely to stay high for longer, momentum in these products is expected to continue; however, from a broader perspective, the sector is likely to suffer, particularly in the non-life business, from the economic slowdown and high costs of claims in the motor insurance segment.
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Este artículo analiza la situación del sector asegurador en España en el contexto actual de subidas de tipos de interés.
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The weight of bancassurance in Spain´s insurance business and its contribution to parent banks’ domestic earnings are very significant. As a result, as evidenced by the recent COVID-19 crisis, as well as in normal times, the relatively substantial contribution of the
bancassurance business lends earnings stability and solidity to the banks with the most developed such businesses.
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Este artículo realiza una radiografía actualizada del negocio de seguros vinculado a la banca española y estima la contribución a sus resultados con los últimos datos disponibles.
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