CARGA_FINAL_ARTICULOS_CUADERNOS_20200729
The Spanish insurance industry continues to demonstrate financial strength, solvency, and stable profitability, acting as a buffer for the broader financial system. A conservative
investment profile and steady income growth highlight the sector’s resilience even amid market volatility.
Este trabajo pone de manifiesto cómo el sector asegurador se ha convertido en un ancla de estabilidad en una economía volátil, favoreciendo el equilibrio entre consumo, ahorro y gestión prudente del riesgo.
Spanish banks’ insurance business, particularly in life insurance, have been a crucial source of earnings, directly contributing nearly 14% of their domestic profits in 2023. This contribution remains essential for banks’ profitability, with further growth expected from premium adjustments and rising non-life insurance activity.
Este artículo ofrece un análisis exhaustivo del papel de la banca en el sector asegurador, destacando cómo ha consolidado su posición dominante en el ramo de vida gracias a su capilaridad y enfoque estratégico.