Restructuring of the bancassurance sector in Spain

Restructuring of the bancassurance sector in Spain

Fecha: abril 2013

Autores: Ignacio Blasco, Fernando Azpeitia

Etiquetas: Reestructuración bancaria, Seguros de vida, Canal bancaseguros

Spanish and International Economic & Financial Otlook, SEFO, V. 2 N.º 2

The historical connection between banking and life insurance products has boosted the development of the bancassurance sector in Spain, becoming the main distribution channel for insurance products in this country, above traditional channels, such as agents and insurance brokers. The reduction in the number of deposit institutions through several integration processes, a direct consequence of the present financial crisis, has caused conflicts among the different commercialization agreements established between insurance and credit institutions. Entities involved must solve these conflicts before January 1st 2014, as required by the Bank of Spain.

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