Back to “boring banking” in the age of deleveraging and new financial regulation
Fecha: enero 2014
Autores: José García Montalvo
Etiquetas: Basilea III, Regulación financiera, Banca aburrida
Spanish and International Economic & Financial Otlook, SEFO, V. 3 N.º 1
EN:
In their effort to reduce overall risk, banks are adopting more boring business models based on lessons learned from the crisis and the pressure of new regulatory requirements. This trend is improving the liabilities side of banks’ balance sheets. However, banks in Spain and elsewhere must further transform their business models to include new sources of income and increase the efficiency in provision of financial services.